Losing weight has become the new national pastime. Every day we are bombarded with advertisements about the new ways we can lose weight quickly and painlessly. Companies have emerged that sell pre-packaged foods in an effort to take the work out of dieting, and health clubs and gyms are doing …

When considering life insurance policies, especially at a young age, thirty years may seem excessive. After all, by the age of 55, should you not expect to be retiring with a paid-for home and money in the bank? Why should you extend your life insurance term to 65, assuming you …

Buying term life insurance is a big step for most people. After all, you are agreeing to a monthly payment in order to protect your loved ones after your death; are you sure you are getting the right insurance in the right amount for your money? Here are three common …

For employees of Fortune 500 companies, especially those in senior management positions, life insurance may be handled differently than it is for “average” people. One form of life insurance called COLI, or corporate-owned life insurance, has become very common for high-level executives, although it used to be reserved for low-paid …

The life insurance industry has been undergoing a subtle but evident change over the past decade. There are a variety of reasons for this change: the types of global problems such as terrorism and war that cause people to seek life insurance; the tanking economy that makes affording life insurance …

Term insurance takes its name from the fact that the coverage is valid for a specific term, or length of time. Most term policies offer terms of 1, 5, 10, 15, 20, or 30 years, with intermediate variations. When you purchase a term policy, you specify the number of years …

Those who are terminally ill and have never purchased life insurance find themselves in a terrible position. On one hand, they are worried about the emotional loss to their family; on the other hand, they feel they may not be able to insure themselves and get the money they need …

There are tons of reasons not to buy whole life policies, especially as an investment. Most financial advisors tell their clients to stay away from whole life and invest their money elsewhere; buy a cheap term policy in the interim as a safety net. However, did you know that there …

Thanks to the Americans with Disabilities Act and other legislation, people with disabilities can lead fuller lives, with fewer exclusions from mainstream society, than ever before. However, one area where people with disabilities continue to find problems in keeping up with other groups is the area of insurance. Fortunately, there …

While many life insurance policies require a physical examination, there are many companies which do not make this requirement, especially for people under a certain age or who are willing to answer some basic health questions. Many companies who offer these types of polices do limit the face amount of …